Not Too Late For 2010 Wish

I wish to

• get new job (got 2 offers, but i choose the one with establish and stable)
• save 20% of my salary in ASB (currently only able to save 10% in form of force saving -loan ASB- and other 10% is so hard for me not to spend it. up to March 2010, i still cannot make it 20%)
• teach my kids to save their daily balance
• save in advance duit Raya for Parents (until March not even done yet)
• hear Amar read succesfully without help for all series of Peter & Jane and Bacalah Anakku (currently Bacalah Anakku Book 4; Peter & Jane Book 1a)
• get into our new apartment this year, Home Sweet Home